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New Medicare Enrollment: How Do I Find A Participating Doctor?

New Medicare Enrollment: How Do I Find A Participating Doctor?

When you turn 65, you may get Medicare automatically if you are receiving Social Security benefits, or you may need to enroll. You have choices as to how you get your coverage, including Original Medicare or one of the Medicare Advantage Plans, which are offered by Medicare-approved private companies that are required to follow the rules established by Medicare. No matter which option you choose,...

Beginner’s Guide To Choosing A Beneficiary

Beginner’s Guide To Choosing A Beneficiary

If you have a life insurance policy, your beneficiary is the person who will receive the benefits in the event of your death. For obvious reasons, choosing a beneficiary is an important step in the process of obtaining life insurance. If you are new to the process, the following tips can help. Consider the Purpose of the Policy You are buying life insurance for a...

Is It Better To Get Life Insurance Through My Workplace Or Independently?

Is It Better To Get Life Insurance Through My Workplace Or Independently?

Life insurance is part of the benefits package many employers offer their employees. This coverage can also be purchased independently. Buying life insurance through an employer can have both advantages and disadvantages for the policyholder. Pros and Cons of Getting Life Insurance Through the Workplace Pros Many employers offer a small amount of life insurance, known as basic group life, as a benefit to their...

What Do I Need To Do Before Buying Life Insurance?

What Do I Need To Do Before Buying Life Insurance?

Buying life insurance is an important financial decision. Not only can it help protect the loved ones who depend on you, but it can also serve as a useful financial tool. To help ensure you make the right decision, take the following steps before shopping for a life insurance policy. Determine How Much Life Insurance You Need How much will be needed in death benefits...