How Affordable is Life Insurance?
Posted: April 7, 2021
A life insurance policy may be more affordable than you think. The cost of life insurance is calculated on your age and state of health. If you are married, have children, or have a mortgage, your family must be protected. If you die unexpectedly, the death benefit will allow your loved ones to have the finances to survive a very challenging time. What Does Life...
Beginner’s Guide to Annuities
Posted: March 22, 2021
It is never too late, or too early, to start planning for retirement. Annuities are a popular option with many advantages. You can put away larger amounts of cash, and growth is tax-free until you withdraw the funds. As an investment vehicle, annuities may seem confusing at first. The following is a basic guide to annuities for beginners. What Are Annuities? Annuities are a relatively...
Understanding the “Welcome to Medicare” Physical Exam
Posted: March 21, 2021
During the first 12 months after enrolling in Part B, Medicare covers a one-time, preventative physical exam. This is known as the “Welcome to Medicare” exam. It includes a thorough checkup and health review. It also provides education and counseling on preventative services, such as screenings and vaccines, as well as referrals for additional care if needed. No Cost for the “Welcome to Medicare” Physical...
Preparing for the Life Insurance Examination
Posted: March 7, 2021
The healthier you are, the lower the risk for the life insurance company. This is why they usually require a medical exam before issuing a policy. Great results on your examination can help you lock in lower life insurance rates for years to come. Get ready for your life insurance exam with the following tips. Start Preparing Weeks Before Your Exam Some simple dietary changes...
Helping a Parent Register for Medicare
Posted: March 6, 2021
Medicare can be a confusing subject for anyone. Even people in the industry have been known to struggle with navigating the official website. It is entirely understandable if a parent needs a little help. The good news is that your parent may not have to register for Medicare; enrollment is automatic for many people. But once enrolled, your parent may need help choosing the best...