5 Tips to Take Care of Our Senior Citizens
Posted: July 6, 2022
We love our seniors and want to take care of them. They deserve our respect and appreciation for all they have done for us. The following are some tips to help improve an older person’s quality of life. Encourage Exercise and Physical Activity Walking, dancing, swimming, ping pong – any activity that gets the body moving – can help older people feel better, mentally, and...
Are You Underestimating Your Need for Disability Insurance?
Posted: June 22, 2022
If you don’t place a high priority on disability insurance, you are not alone. Although most people underestimate their chances of disability, the risk is higher than you might think. Approximately one-third of the population will experience a disability before 65, as reported on Kiplinger. Underestimating the odds of needing disability insurance could be a big mistake. According to TMA Insurance Trust: Approximately one in...
Social Security vs. Medicare
Posted: June 21, 2022
Social Security and Medicare are related. Many seniors begin receiving benefits from both at approximately the same time. However, they are two different programs administered by other federal agencies, which provide different benefits to older adults. What Is Social Security? Social Security was created to promote the economic security of Americans. It is administered by the Social Security Administration (SSA) and designed to pay continuing...
5 Life Insurance Myths Debunked
Posted: June 7, 2022
Buying life insurance may not be an easy decision to make. Planning in case of one’s own death is not a pleasant subject. However, it is a crucial step to protect your loved ones and plan for your financial future. The better you understand it, the more informed your decision will be when you purchase a policy. The following are five myths debunked about life...
How to Avoid Medicare Penalties
Posted: June 6, 2022
Medicare charges late enrollment penalties that take some people by surprise. These penalties are designed to discourage older Americans from passing up Medicare coverage and possibly incurring high medical bills down the road. Take steps to avoid these penalties, so you do not have to pay higher Medicare premiums. What Penalties Does Medicare Impose? You end up paying more for Medicare if you enroll late...
